MCPInstall

pluggy-integration

Core Pluggy integration patterns and best practices. Use when setting up Pluggy SDK, implementing Connect Widget, managing Items, or configuring webhooks.

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489
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Install

Works with every agent the skills CLI supports.

npx skills add https://github.com/pluggyai/agent-skills --skill pluggy-integration
  1. 01

    Install

    Run the command in your project. The CLI asks which agents to install for.

  2. 02

    Describe the task

    Ask your agent for something this skill covers. It loads pluggy-integration automatically when relevant.

  3. 03

    Review the result

    The agent follows the SKILL.md steps, scripts and references bundled with the skill.

SKILL.md

The instructions your agent reads when the skill is triggered.

Pluggy Integration

Comprehensive integration guide for Pluggy Open Finance API. Contains rules across 5 categories, prioritized by impact to guide accurate implementation.

When to Apply

Reference these guidelines when:

  • Setting up Pluggy SDK and authentication
  • Implementing the Connect Widget in frontend applications
  • Creating, updating, or managing Items (connections)
  • Handling MFA (Multi-Factor Authentication) flows
  • Configuring webhooks for real-time data sync
  • Managing API keys and tokens
  • Handling connection errors and edge cases

Rule Categories by Priority

PriorityCategoryImpactPrefix
1AuthenticationCRITICALauth-
2Connect WidgetCRITICALwidget-
3Webhook ConfigurationCRITICALwebhook-
4Item LifecycleHIGHitem-
5Error HandlingMEDIUMerror-

How to Use

Read individual rule files for detailed explanations and code examples:

rules/auth-api-keys.md
rules/widget-integration.md
rules/item-lifecycle.md

Each rule file contains:

  • Brief explanation of why it matters
  • Incorrect code example with explanation
  • Correct code example with explanation
  • Additional context and references
  • Pluggy-specific notes

Key Concepts

Connection Sync vs Data Sync

ResponsibilityWho HandlesHow
Connection syncPluggyAuto-sync every 24/12/8h
Triggering updatesUserOnly when user explicitly requests
Entity data syncYouFetch all on item/updated webhook
Transaction syncYouUse transactions/* webhook events

API Key vs Connect Token

  • API Key: Backend token (2h expiration) for accessing user data
  • Connect Token: Frontend token (30min expiration) for Connect Widget only

Item Lifecycle

  1. User opens Connect Widget with Connect Token
  2. User selects connector and authenticates
  3. Pluggy creates Item and starts data sync
  4. Webhook notifies when sync completes
  5. Backend retrieves data using API Key
  6. Pluggy auto-syncs daily; webhook triggers data refresh

Full Compiled Document

For the complete guide with all rules expanded: AGENTS.md

FAQ

What does the pluggy-integration skill do?

Core Pluggy integration patterns and best practices. Use when setting up Pluggy SDK, implementing Connect Widget, managing Items, or configuring webhooks.

How do I install pluggy-integration?

Run npx skills add https://github.com/pluggyai/agent-skills --skill pluggy-integration in your project. The skills CLI detects the agents you use and copies the skill into the right folder. For Claude Code you can also place the skill folder at ~/.claude/skills/pluggy-integration/ (personal) or .claude/skills/pluggy-integration/ (project).

Which AI agents can use pluggy-integration?

Any agent that supports the open Agent Skills format (a folder with a SKILL.md file), including Claude Code, Codex, Cursor, GitHub Copilot, Gemini CLI, Windsurf, Cline, OpenCode and more.

Is pluggy-integration safe to install?

No partner security audit is available yet. Skills can run commands and scripts, so read the SKILL.md and any bundled files before installing.

Who maintains pluggy-integration?

It is published by pluggyai in pluggyai/agent-skills. It has 489 recorded installs.

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