MCPInstall

x402-payments

x402 pay-per-use payments on Hedera. Use when gating HTTP resources behind native HBAR payments, wiring a self-hosted Hedera facilitator (verify/settle), building x402ResourceServer / ExactHederaScheme flows, or integrating WalletConnect payment retries (PAYMENT-REQUIRED → PAYMENT-SIGNATURE).

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Install

Works with every agent the skills CLI supports.

npx skills add https://github.com/hedera-dev/hedera-skills --skill x402-payments
  1. 01

    Install

    Run the command in your project. The CLI asks which agents to install for.

  2. 02

    Describe the task

    Ask your agent for something this skill covers. It loads x402-payments automatically when relevant.

  3. 03

    Review the result

    The agent follows the SKILL.md steps, scripts and references bundled with the skill.

SKILL.md

The instructions your agent reads when the skill is triggered.

x402 Payments (Hedera)

Pay-per-use pattern: store protected bytes off-chain, record access terms separately (on-chain or config), gate HTTP resources with HTTP 402 + a self-hosted Hedera facilitator that verifies and settles native HBAR transfers.

Buyer → GET protected resource
          ├─ free / public → resource
          └─ paid → 402 PAYMENT-REQUIRED
                → client signs HBAR transfer
                → retry with PAYMENT-SIGNATURE
                → resource server verify + settle via facilitator
                → PAYMENT-RESPONSE + resource

The resource server never holds facilitator keys. Settlement uses a funded ECDSA fee-payer account on the facilitator process.

Quick Reference

PieceRole
Payment asset"0.0.0" — native HBAR; amounts in tinybars (1 HBAR = 1e8)
Resource server@x402/core + ExactHederaScheme → talks to facilitator over HTTP
FacilitatorGET /supported, POST /verify, POST /settle, GET /health
ClientRequest → read 402 → sign → retry with PAYMENT-SIGNATURE (legacy X-PAYMENT also accepted)
WalletECDSA Hedera account (e.g. HashPack via WalletConnect / UniversalProvider)

See references/examples.md for server/client snippets. See references/facilitator.md for env vars and settle semantics.

Critical: Facilitator Fee Payer

Hedera x402 settles with native TransferTransactions. The buyer partially signs (authorize buyer → seller). The facilitator must:

  1. Verify the signed payload against payment requirements
  2. Co-sign as the advertised fee payer (/supported)
  3. Pay network fees and submit until SUCCESS

Requires FACILITATOR_ACCOUNT_ID + FACILITATOR_PRIVATE_KEY on a funded ECDSA account — separate from deployer/seller keys. Do not put that key in the resource-server process.

Critical: Prices Are Tinybars

Payment requirements use tinybars. Convert in UIs with 8-decimal helpers; never float.

const TINYBAR_PER_HBAR = 100_000_000n;
// hbar "1.5" → 150_000_000n tinybars

Resource Server Flow (paid resource)

  1. Load access terms for the resource — if missing → 404
  2. If free/public → return the resource
  3. Else build payment requirements: payTo = seller Hedera account id, amount in tinybars, asset 0.0.0, network (e.g. hedera:testnet)
  4. No payment header → 402 with PAYMENT-REQUIRED header + JSON body
  5. With payment header → verifyPayment then settlePayment; only on success return resource + PAYMENT-RESPONSE
const facilitator = new HTTPFacilitatorClient({ url: FACILITATOR_URL });
const server = new x402ResourceServer(facilitator)
  .register(X402_NETWORK, new ExactHederaScheme());
await server.initialize(); // pulls fee-payer from /supported

Client Flow

const first = await fetch(resourceUrl);
if (first.status === 402) {
  const paymentRequired = httpClient.getPaymentRequiredResponse(...);
  const payload = await httpClient.createPaymentPayload(paymentRequired);
  const headers = httpClient.encodePaymentSignatureHeader(payload);
  const paid = await fetch(resourceUrl, { headers });
  // processResponse → resource + settle receipt
}

Machine-to-machine clients use a key-based signer instead of a browser wallet.

Checklist

  • Resource server has no facilitator private key
  • Client and server share the same X402_NETWORK (e.g. hedera:testnet)
  • Amounts are tinybars; asset id is 0.0.0
  • 402 challenge → signed retry → verify → settle → resource only after success
  • Fee-payer account is ECDSA and funded for network fees
  • Facilitator /health OK before testing paid requests
  • payTo is a Hedera account id string (e.g. 0.0.1234), not an EVM address

References

  • references/examples.md — resource server wiring, client retry loop, tinybar helpers
  • references/facilitator.md — endpoints, env vars, fee-payer role
  • x402 docs
  • @x402/hedera

FAQ

What does the x402-payments skill do?

x402 pay-per-use payments on Hedera. Use when gating HTTP resources behind native HBAR payments, wiring a self-hosted Hedera facilitator (verify/settle), building x402ResourceServer / ExactHederaScheme flows, or integrating WalletConnect payment retries (PAYMENT-REQUIRED → PAYMENT-SIGNATURE).

How do I install x402-payments?

Run npx skills add https://github.com/hedera-dev/hedera-skills --skill x402-payments in your project. The skills CLI detects the agents you use and copies the skill into the right folder. For Claude Code you can also place the skill folder at ~/.claude/skills/x402-payments/ (personal) or .claude/skills/x402-payments/ (project).

Which AI agents can use x402-payments?

Any agent that supports the open Agent Skills format (a folder with a SKILL.md file), including Claude Code, Codex, Cursor, GitHub Copilot, Gemini CLI, Windsurf, Cline, OpenCode and more.

Is x402-payments safe to install?

No partner security audit is available yet. Skills can run commands and scripts, so read the SKILL.md and any bundled files before installing.

Who maintains x402-payments?

It is published by hedera-dev in hedera-dev/hedera-skills. It has 471 recorded installs.

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